Personal Loan Calculator

Get the numbers you need here.

Loan Amount:

$100 $100,000

Term (Monthly)

20 Months

1 Month 36 Month

Interest % (Monthly):

1 2 3 4

Principal

Interest

Total Payment

Monthly Installment

Total Interest

We are Lending Bee^®

Legal & Licensed Money Lender Singapore

Lower interest rates,
higher borrowing limit

No matter the purpose of your loan, Lending Bee has the ability to cater to your needs.

Convenient loan applications,
exclusive benefits

Enjoy a hassle-free loan application via our mobile app and unlock attractive benefits.

100% Privacy & security,
high confidentiality

Your privacy is our top priority. We will not disclose any of your personal information.

Longer repayment period,
because we can

We provide our customers with a comfortable repayment plan, exclusively crafted.

Easy loan eligibility,
free cancellation

With lowered loan criteria that are easy to qualify, loan approval rates are increased.

Unique packages for all
income groups

We believe that financial help should be accessible to everyone, including those from lower income groups.

Our Credit Solutions

Regardless of the financial knot you find yourself in, our credit solutions will bring you one step closer to achieving your financial dreams. As an experienced private money lender in Singapore, we cater the best loan packages for you.

Personal Loans
With Lending Bee’s personal loans, you’ll be able to cater for your personal expenses. Personal loans can be used for credit card.

Medical Loans
During a medical emergency, we’ll provide you with the necessary funds so that you can focus on dealing with the emergency itself.

Education Loans
Don’t let your finances limit your opportunity for further education. From tertiary to local, private and overseas universities.

Business Loans
A significant amount of capital is required to start up or expand your business. We offer forms of credit ranging from working capital.

Lifestage Financing

Throughout the course of your life, there may be instances where you require additional financial help. Any increase in expenses as family grows. Any increase in expenses.

Our Latest Customer Reviews

Borrow with confidence. Lending Bee® licensed moneylender has more than 1,900 positive customer reviews on Google Business.

View more reviews

Virginia N R

30 November 2023

Mr Soh was clearly explaining to me about the loan payment. He was very friendly and easy to converse with. Thank you! ☺️

Aseanwriter

25 November 2023

Soh is friendly and helpful, explains well

YH Ms

23 November 2023

Mr. Soh very professional

Leila

23 November 2023

I was serve by Dominic..

Aliff luffy

22 November 2023

Ok lah there never discriminate Malay.. very easy to get loan here if u Malay rather the go else where around here.. ? Better choose lending bee

Deetot Mario

21 November 2023

Thank you mr soh. Fast and steady 👍🏼👍🏼

Muhammad nuh

19 November 2023

Ms soh good service

Coleen Ortiaga

19 November 2023

Mr. Soh is very helpful and accommodating.

AQIL INAYAT

19 November 2023

My agent Soh has been very nice and helpful the process was very quick and efficient i would definitely come here again

Jae Town

18 November 2023

Good and fast service!

3 Simple Steps to receive
your instant cash loan

Lending Bee empowers you with the immediate financing that you need.

Submit Online Application

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected Lending Bee® branch, do a face-to-face verification, sign the contract and get your money instantly.

Apply Now

Frequently Asked Questions

We have the answers for you.

Lending Bee® is your trusted financial partner, offering loans to finance your personal and corporate investment needs.

As a legal and licensed moneylender with the Ministry of Law, Lending Bee® strives to provide the best for our borrowers.

We understand that there are times when a little extra financial help is required, to finance the various milestones in life.

With our personalized financial solutions, our customers enjoy the help they need as we offer one of the lowest interest rate in Singapore.

Out of 156 licensed moneylenders, we are 1 of the 6 firms selected by the Ministry of Law to pilot alternate business models for moneylending.

What does this mean? Running on this scheme simply means we have proven ourselves in terms of detailed paperwork and procedures, and a large capital backing.

You can therefore be sure that if you come to us for a loan, you would benefit from extremely fast approvals as well as a peace of mind.

We also offer a wider range of credit solutions as compared to other licensed moneylenders, therefore we are confident that you will find one that suits your needs from our wide variety of loans.

We understand that if you are taking out a loan for the first time, it might be a daunting process. Fret not! Hear it from our customers!

With over 1,500 positive customer reviews, we are proud to say that our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.

As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers.

This means that we do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.

Finally, all our customers enjoy comfortable repayment schedules and reduces the risk of incurring unnecessary late payment fees.

This is achieved with the help of our heavily invested mobile app, designed with our customers in mind.

Our mobile app allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as the chance to earn rewards and vouchers.

Borrow with confidence. With us, you can.

Here’s what we offer:

Quick and fuss-free loan application process (within 3 minutes)
Lower interest rate
Fast approvals
Higher borrowing amount
Mobile app to apply for a loan / check on loan statement anywhere, anytime
Installment calculator to help you understand better
Customers receive vouchers and lower admin fees (depending on the membership tier)

For Singaporeans / PRs:

Proof of identity (NRIC, passport)
Proof of income (CPF / bank statements)

For Foreigners:

Work Permit / S Pass / E Pass
Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
Payslips / bank statements

3 minutes to fill up the loan application form, and our loan officers will get back within the hour.

Leveraging on the latest technology, our professional team will be able to respond that quickly.

Yes, you can!

While banks often turn away customers with bad credit scores, Lending Bee® does not limit any possibility, and we welcome all credit scores to apply.

We evaluate each case individually and will do our best to understand each and every applicant’s situation.

If we find that your current financial situation is something within your means, we are happy to provide a loan to you.

We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

You can easily apply for a loan here.

Once you’ve signed the loan contract, you can receive your money in cash or cheque right on the spot, at any of our 4 outlets across Singapore.

Before applying for a loan, you should:

Make sure that you understand all of the loan terms and conditions before signing the contract. You will be legally obliged to fulfil any loan contract you enter with any licensed money lender.
Consider if your finances can handle the loan. Do think about your financial obligations and your income, and that you will have a clear plan for the subsequent loan repayments.
Understand that late payment fees and interest will be charged upon late repayments.
Based on Singapore’s law, the licensed moneylender has to explain the loan contract in a language that you understand.
The licensed money lender has to provide you with a copy of the loan contract.
You are encouraged to clarify any questions with regard to the loan terms, such as the tenure.
Take your time to shop around before choosing a licensed money lender to borrow from.

After your loan is approved, we will transfer the money to your bank account or pass you the entire principal amount that you’ve agreed upon on the spot.

(Please be aware that there will be a small administrative fee, which will be deducted from the principal amount)

Next, you just need to ensure to make punctual loan repayments, and that’s it!

Lending Bee has developed our very own mobile app from scratch, made with our valued customers in mind.

With the app:

You can apply for a loan easily via the mobile app
Receive the results of your loan application quickly
Check on the status of your loan application
Easily access our loan calculator
View your statement of accounts in seconds
View and set reminders for your loan repayments. You will never miss a repayment and incur late fees!
Calculate your expenses and budget
Receive the latest financial news for free from major news channels
Earn points which can be redeemed for loan vouchers / NTUC vouchers
Members will enjoy better loan rates based on their membership tier

Check the financial institution’s name against the list of licensed moneylenders created by the Ministry of Law.

If you’re looking for other telltale signs, a licensed money lender is NOT allowed to:

Use texts / WhatsApp messages / calls to get you to sign up for a loan with them
Approve of a loan remotely, without asking you to meet them at their place of business
Ask you to pay any installment before receiving the actual loan money

Moreover, licensed money lenders are only allowed to use the following advertising channels to communicate their messages:

Business or consumer directories
Their internet websites (please be aware of scammers impersonating themselves as licensed lenders)
Shopfront and window decals where they conduct their business

Therefore, if you come across any other forms of advertising (such as Google Ads, Facebook Ads) from Lending Bee, avoid them at all cost! They are either loan sharks or loan scams.

Lending Bee has branches all across Singapore.

1. Lending Bee Far East Plaza (Orchard Branch)

14 Scotts Road, #02-44/45 Far East Plaza
Singapore 228213

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 7.00pm
(Closed on Public Holidays)

2. Lending Bee Yishun Branch

Blk 925 Yishun Central 1, #01-233
Singapore 760925

Mon – Sat: 11.00am – 8.00pm
(Closed on Sundays & Public Holidays)

3. Lending Bee Bedok North Branch

Blk 213, Bedok North Street 1, #01-111
Singapore 460213

Mon – Sat: 11.00am – 8.00pm
(Closed on Sundays & Public Holidays)

4. Lending Bee Jurong East Branch

Blk 135, Jurong Gateway Road, #01-333
Singapore 600135

Mon – Sat: 11.00am – 8.00pm
Sun: 10.00am – 7.00pm
(Closed on Public Holidays)

For full contact details, please click here.

You can check your monthly repayment schedule via Lending Bee’s mobile app / online account / via our professional loan officers.

You can also request for your statement of account from any of our branches.

Apply On The Go

It’s Easy To Find Us

Enjoy Expert Advice & Affordable Rates

Get unsecured loans up to $300,000 SGD

Personal Loan Calculator

We are Lending Bee®

Lower interest rates, higher borrowing limit

Convenient loan applications, exclusive benefits

100% Privacy & security, high confidentiality

Longer repayment period, because we can

Easy loan eligibility, free cancellation

Unique packages for all income groups

Our Credit Solutions

Personal Loans

Medical Loans

Education Loans

Business Loans

Lifestage Financing

Our Latest Customer Reviews

3 Simple Steps to receive your instant cash loan

Submit Online Application

Receive Application Status

Fast Cash Disbursement

Want to speed up your loan approval process?

Frequently Asked Questions​

What makes Lending Bee® different from other licensed money lenders?

What are the unique benefits of picking Lending Bee as your preferred lending institution?

Here’s what we offer:

What documents do I need for a loan application?

How fast is Lending Bee's loan process?

I have a bad credit score / outstanding loans. Can I still apply for a loan?

How fast will the funds be disbursed?

What are the things to take note of before I apply for a loan with a licensed money lender?

What happens after my loan has been approved?

What are the benefits / rewards of the Lending Bee mobile app?

How will I know if I am applying a loan from a licensed money lender?

Where are your outlets located at and their business hours?

1. Lending Bee Far East Plaza (Orchard Branch)

2. Lending Bee Yishun Branch

3. Lending Bee Bedok North Branch

4. Lending Bee Jurong East Branch

How do I keep track of my monthly repayment schedule?

Discover More

Borrow With Confidence. With Us, You Can.

We are Lending Bee^®

Lower interest rates,
higher borrowing limit

Convenient loan applications,
exclusive benefits

100% Privacy & security,
high confidentiality

Longer repayment period,
because we can

Easy loan eligibility,
free cancellation

Unique packages for all
income groups

3 Simple Steps to receive
your instant cash loan

Frequently Asked Questions